Effective Date: September 28, 2025
Welcome to TotalGuarInsurance.site (“we,” “our,” or “us”). By using our website and radio streaming services, you agree to comply with these Terms & Conditions. Please read this page carefully before using our platform.
By visiting or using TotalGuarInsurance.site, you confirm that you have read, understood, and agree to be bound by these Terms & Conditions and our [Privacy Policy]. If you do not agree, you should not use our services.
You agree to use our website and streaming services only for lawful purposes. You must not:
Disrupt or interfere with the proper operation of the website.
Attempt to hack, reverse engineer, or access restricted areas of our systems.
Use our content or services for commercial purposes without permission.
All text, audio streams, logos, graphics, and other materials on TotalGuarInsurance.site are protected by copyright and intellectual property laws. You may not copy, reproduce, or distribute our content without prior written consent.
Content on TotalGuarInsurance.site is provided for informational and educational purposes only. We do not sell insurance policies directly. For specific insurance decisions, consult a licensed professional.
Our website may contain links to third-party websites or services. We do not control or endorse their content and are not responsible for any losses that may result from using them.
We aim to keep our website and radio streaming available 24/7, but we cannot guarantee uninterrupted access due to technical issues, maintenance, or unforeseen events.
To the fullest extent permitted by law, TotalGuarInsurance.site shall not be held responsible for any direct, indirect, incidental, or consequential damages arising from your use of our site or reliance on any information we provide.
We may update these Terms & Conditions at any time. Changes will be posted here with a revised effective date. Continued use of the website means you accept the updated terms.